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Marcus is fine, but they were very quick to cut rates when the fed did The transfer out of marcus is not a wire though, it’s an ach transfer which takes longer (like a check) Affirm savings is been stable at 0.65% even with the rate changes over the past few years.
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I've been considering switching over from ufb direct to marcus for a hysa for a while now, since i'm a bit paranoid about the long transfer times They blocked the withdrawal without letting me know the reason. However, i read a comment from this sub that marcus is allegedly slowly ceasing operations. combined with some other news articles out there, i'm worried that goldman sachs will pull out of consumer banking soon after i open an account
I use this for more traditional savings and am very happy with it
It also lets you add additional accounts/buckets if you want to use them to save for different goals or something like that. I have $140,000 in my chase bank account I’m going to put $110,000 on marcus According to the interest rate i’ll get about $215 per month
Seems too good to be true lol Basically get $0 at chase Why doesn’t everyone use it then New comments cannot be posted and votes cannot be cast.
I have a checking account with chase and a savings account with marcus by goldman sachs
When i initiate a withdrawal from marcus through chase' website, it took almost 6 days to transfer the money Should i link chase to marcus and initiate the withdrawal from marcus instead Does anyone know how long it usually takes to withdraw. Marcus is fine, money is fdic insured and they have competitive rates
You could also use ally, cap one, discover, or any other high yield account And yes, getting some interest vs no interest is a smart move. Marcus is a good solid option for an online high yield savings account, but you give up some yield for the comfort ofa familiar brand This is true for amex savings as well
If you're comfortable with a less familiar name, midfirst vio and bread (comenity) have pretty consistently paid about a half a percent higher this year.
I tried to withdraw my money from my savings account at marcus by goldman sachs to my brokerage account on jan 23, 2024
