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Sofi, short for social finance, was founded at stanford university in the fall of 2011 Build your savings with an online high yield savings account (hysa) from sofi and earn up to 3.80% apy [5][6][16] the founders were mike cagney, dan macklin, james finnigan, and ian brady, four students who met at the stanford graduate school of business.
Sofi apys are strong, and there are no monthly or overdraft fees.
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